Money Basics (Grades 3–5)

Around this age, kids start wanting things — and sometimes earning their first dollars. The Budget Masters Guild turns that into a skill instead of a battle. Captain Sterling the Badger and Scout Fern guide your child through 10 missions over two weeks: where income comes from, how to build a budget that balances, how banks and interest work, how to spot the better deal, how to set a savings goal, how advertising tries to win them over, and what credit really costs. The math is real for this age — percentages, decimals, simple interest — wrapped in a story so it never feels like a worksheet. Printable and low-prep, with an answer key so checking work takes a minute. Inside: - 10 story-based missions across 2 weeks - Budgeting, banking, interest, unit-price, and goal-setting math - A money word search and a final "build your own budget" project - A full answer key and a Junior Budget Master certificate Part of the Money Basics series — pairs with the K–2 study for multi-age families. ESA-eligible — pay with your ESA where your program covers curriculum.